Chapter 1013 The Harsh Truth


    Sydney came here for help. Even if Chaim showed contempt, she had to put up with it.


    Otherwise, if they offended Chaim and thus he refused to give them a loan, they wouldn''t get


    anything.


    Skylight really needed the money now.


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    Luke got the meaning in Sydney''s eyes and he immediately calmed down. He took a deep breath


    and nodded to Sydney that he wouldn''t be impulsive.


    Then Sydney let go of his sleeve. She smiled at Chaim, "Mr. Houston, is it something that is rted


    to borrowing money from the bank?"


    "No and yes." Chaim shook his head and then nodded meaningfully.


    Sydney frowned in confusion, "What do you mean?"


    Chaim took a sip of wine and answered, "Ms. Raines, you want a loan of two hundred million


    dors."


    He held up two fingers and continued, "That''s a lot of money. Even though this is the head office,


    we need to transfer funds from several branches to get the money you need. And most importantly,


    Ms. Raines, you want a fixed term loan, not a demand loan. You may not foreclose on your vi.


    Your vi is indeed worth two hundred million dors, but the interest rate on your loan is very low.


    We won''t get a lot of profit. It''s not a good business for our bank."


    Sydney nodded slightly, "So what do you want?"


    "I need a reason to make sure this deal doesn''t at least lose money; otherwise, I can''t give you this


    loan. I can''t convince the board to give you the loan without a good reason," Chaim sighed.


    Sydney responded, "You''re right. But how do you make sure the deal doesn''t lose money?"


    "That''s easy. I need to ask you some questions," Chaim smiled.


    Sydney agreed, "Yes, please."


    Chaim had a sip of wine and then he asked, "Ms. Raines, I''ll be straight with you. Why don''t you go


    to Mr. Flint for help if you need money? Why do you want a loan from the bank?"


    Such a question... Sydney pressed her lips.


    Luke couldn''t help but ask, "Mr. Houston, does it have anything to do with us borrowing money from


    the bank?"


    Sydney wanted to ask the same question.


    But Luke asked it first, so Sydney waited for Chaim''s answer.


    Chaim smiled, "Yes, of course! Everyone knows Ms. Raines is Mr. Flint''s girlfriend, yet instead of


    borrowing money from Mr. Flint, Ms. Raines turns to the bank. We couldn''t help but wonder if there


    was something wrong between Ms. Raines and Mr. Flint. I''ll be honest with you, Ms. Raines.


    Skylight is not qualified to borrow hundreds of millions of dors from our bank. Skylight is no longer


    an enlistedpany and thepany doesn’t have stable capital flow. How can a bank lend such


    arge amount of money to you? A loan of a few tens of millions of dors is fine. But for a loan of


    more than one hundred million dors, it needs approval from the board of directors. Ms. Raines, do


    you understand?"


    Sydney''s face went pale. It was clear that she had been struck by Chaim''s words.


    She knew Skylight was not eligible to borrow two hundred million dors from the bank.


    But when Sydney heard it from Chaim, she was shocked and embarrassed.


    Sydney bit her lower lip. The expression on her face was frozen.


    Luke''s face darkened. He asked, "Mr. Houston, I see what you mean. You mean if Sydney breaks


    up with Julien, you won''t give her a loan, right?"


    Sydney''s hands clenched tight. She stared anxiously at Chaim.


    Chaim nodded, "Yes, Mr. Chase, you''re right."


    Sydney''s eyes widened in shock, and she asked, "Why, Mr. Houston, I don''t understand. What does


    my loan have to do with my rtionship with Julien?"


    Sydney was confused.


    Chaim looked at Sydney and shook his hand slightly, "Ms. Raines, take it easy. Calm down. I told


    you that Skylight is not eligible to borrow hundreds of millions of dors from the bank, and Ms.


    Raines, you need two hundred million dors. Without your rtionship with Mr. Flint, do you think


    our bank will consider your request? Not only our bank, no bank will consider it. We''ll find a reason


    to reject you the moment we get your call stating your intentions."


    Sydney''s lips twitched. She was speechless.


    She couldn''t argue with Chaim.


    Indeed, Skylight wasn''t qualified to borrow such arge sum of money from the bank, so the bank


    would reject her outright. They would not receive her.


    When Chaim agreed to see her, Sydney was so excited that she didn''t think about why the bank


    agreed to see her.


    If she had thought of it then, she wouldn''t be so embarrassed now.


    At this point, Sydney was in a dilemma.


    When she came to the bank, she was confident. She believed she could get a loan and solve


    Skylight''s problem.


    However, the reality gave her a blow. Things weren''t as simple as she thought. The bank agreed to


    see her because of Julien.


    She felt so funny. She always insisted that she wouldn''t rely on Julien and that she could work


    things out on her own.


    However, it turned out that even though she didn''t want to rely on Julien, she benefited from their


    rtionship.


    In fact, many people worked with her because of Julien.


    They wouldn''t have worked with her if it weren''t for Julien.


    It was ironic.


    Sydney was annoyed at the moment. Even Luke was speechless.


    Luke didn''t expect this either.


    He knew Sydney didn''t want to rely on Julien, so he understood how Sydney felt when he knew


    Chaim was meeting Sydney because of Julien.


    Luke looked at Sydney, a worried look in his eyes. His lips parted. He seemed to want to say


    something tofort her.


    However, he couldn''t say anything.


    He guessed Sydney would be more frustrated if he mentioned Julien.


    ''What should I say? Damn it!'' Luke rubbed his brows. He was annoyed, too.


    Chaim took a sip of his drink. He didn''t know what Sydney was thinking, but he could guess why


    she was upset.


    Sydney hadn''t asked Julien for money, which meant she hadn''t told him she was going to take a


    loan from the bank.


    When she came in, she seemed confident, but after hearing Chaim''s words, she became frustrated.


    Chaim guessed that Sydney thought he agreed to see her because of herpany, not Julien.


    Now she learned that Chaim met her because of Julien, so she was frustrated.


    Chaim had met many young CEOs. He knew they all wanted to make some achievement by


    themselves.


    When they learned that their sess wasrgely due to their connections, they got frustrated.


    Chaim knew those young people very well. When he was just a clerk at the bank, he wanted to be


    sessful on his own. However, heter learned that people entrusted him with their property


    because they trusted his manager.


    Chaim was frustrated then, too.


    Sydney was now just like the young Chaim.