<h4>Chapter 1038: Padium Card</h4>


    Trantor: Nyoi-Bo Studio Editor: Nyoi-Bo Studio


    In the afternoon, Li Du, together with Brother Wolf, alighted from a cab and entered a JP


    Morgan branch in Los Angeles.


    They took a queue number and waited for the counter clerk to announce their turn.


    Then Li Du walked up to the counter and passed over a pale gold card. He said, “Hi, I


    would like to check the bnce.”


    The clerk smiled and said, “Sir, you can check your bnce at the ATM… oh, please


    ept my apologies. I will check this for you right now.”


    Halfway through his speech, the clerk noticed the card and straightened his back. He


    took Li Du’s card at once, turning around and mumbling at the same time.


    He typed furiously, half-hidden behind theputer screen, and said to Li Du, “Please


    enter your passcode.”


    Li Du said, “There should be no passcode on this card.”


    The clerk looked at him with sluggish eyes.


    Li Du said again, “There is not supposed to be a passcode for this card.”


    The clerk nodded and said, “That’s right, sir, it has no passcode. The… the bnce is,


    is, is, if I’m not mistaken, it’s 401 million dors… God!”


    The clerk could not help but let out a moan.


    Although seeing long strings of numbers wasmon in the bank, they were all


    numbers from general ledgers. However high the amount of money, the staff was


    mentally prepared and would rarely be shocked.


    Li Du’s card was different. That was a personal banking card. As it had a few million or


    more belonging to it, the regr counter clerks would not be the ones handling it. That


    card would belong to a VIP client and there would be special personnel in charge.


    Seeing that the card he was handling contained so much money, the clerk was giddy.


    He was a regr run-of-the-mill worker, and never interacted with such a rich client


    before.


    Besides, he had nevere across so much money either. Regr employees had


    never even seen a fraction of such a sum.


    Having confirmed the bnce in the card, Li Du felt more rxed at once.


    Initially, he had some misgivings. Tang Chaoyang had casually pulled out a card and


    transferred a few billion just like that. That seemed impossible.


    This could, perhaps, happen on television or in the movies, but in real life, transferring


    more than four billion US dors would not be easy for most banks. It would require an


    entire slew of processes, some of them involving the ministry of finance.


    Li Du had interacted with many rich people. Even for Cole, if the amount added up to


    tens of millions, the transfer would require at least half an hour.


    Yet here they were dealing with hundreds of millions. In Tang Chaoyang’s hands, that


    transfer was almost instantaneous.


    Now, Tang Chaoyang and his partner were still in their hotel rooms. Big Quinn and


    Godzi were guarding the door to keep them under surveince. ording to the


    agreement, they could only leave after Li Dupleted the transfer to his ount.


    After confirming the bnce, Li Du was just about to inquire about transferring the


    money into his ount when a white-haired middle-aged man hurried over under the


    guidance of the lobby manager.


    The man wore a smart suit, had neatly parted hair and walked with quick but steady


    steps. One could tell that he was a calm person able to deal with any situation.


    The two of them stopped in front of Li Du and the white-haired man held out his hand.


    “How are you, Mr. Li?”


    Li Du was stunned and said, “Do we know each other?”


    The man grinned and said, “We received a call from our main branch. They gave us


    your key information. Please follow me so that we can assist you in the transfer.”


    JP Morgan Chase Padium card. That was one of the best cards. Li Du had heard


    about those but had never seen one before. When Tang Chaoyang passed him the


    card, somehow that had slipped his mind.


    Hence, when he received the card, he saw the name of the bank and its logo and


    nothing more. He was aware that the card was ted with gold, but he had not


    expected it to be an alloy made from padium and 23K gold. Padium was an


    extremely rare and expensive metal. With the gold ting, that card itself was worth a


    lot!


    The padium card was a credit card that could also be used for savings. In the upper-


    ss American society, that card was like a business card, something you could use to


    open new doors.


    ording to someone, only JP Morgan Chase Padium card could open the doors in


    the White House. This was unverified, but from that, one could assume the power of the


    padium card.


    As a worldwide top bank card, JP Morgan Chase Padium was reserved for exclusive


    customers. One requirement was to have at least 25 million fluid funds… yes, the


    requirement pertained to fluid funds and not total assets.


    Many people had more than 25 millions’ worth of assets. However, it would be harder to


    meet the criteria of having that amount of fluid funds. To date, there were only about


    5000 such cards in the whole world.


    Li Du was not an American. He had Sophie’s parents help him with his application for a


    student visa. Later, Cole had helped him to arrange for his green card.


    The middle-aged man was the bank manager, named Birkins. After seeing Li Du’s


    green card, he asked enthusiastically, “Mr. Li, would you like to apply for citizenship?


    Our bank can help you to arrange that.”


    The padium card was so powerful because having the card meant that one could also


    benefit from the influence of the JP Morgan Chase bank. The bank would be able to


    help with any matter.


    Li Du shook his head; he preferred to keep his Chinese citizenship.


    Birkins helped him to process the transfer personally, and all Li Du needed to do was


    provide the documents and sign.


    In the end, the bank card was ced in an exquisite, unique crystal box and passed to


    him.


    Unlike before, this time around there were many numbers and letters on the bank card.


    It did not have embossed characters like a regr stic credit card, butser-printed


    ones.


    Li Du’s name was on top, and Birkins handed the crystal box with the card to him. He


    provided Li Du with some information regarding the card. For example, the annual fee


    was five hundred and ny-five US dors, and if there were any problems, he could


    call the phone number behind the card.


    The phone number at the back of every padium card was different. It showed that JP


    Morgan Chase had allocated a personal service staff member for each customer, ready


    to provide assistance twenty-four seven.


    Of course, the funds pertaining to the card were the most important part, with a sum of


    more than four billion dors, Birkins politely asked if he could keep that amount within


    their branch.


    Li Du said that that was no problem, and Birkins happily went to process his orders.


    Learning that Li Du had taken a cab to the bank, Birkins hurriedly located a Bentley and


    said, “As long as you are in Los Angeles, you can use this car anytime. Also, thank you


    once again, Mr. Li, for putting your trust in our bank, thank you very much!”


    Li Du went out and, with some apprehension, proceeded to the Wells Fargo bank


    nearby. At the Wells Fargo ATM, he checked the bnce once again.


    Indeed, there were 401 million US dors. Apparently, there were no issues with that


    sum of money!


    There was a security store next to the bank. After some thought, Li Du went in and


    bought a few bottles of pepper spray, a high-voltage baton, a stun gun, and some other


    tools. Those items could be useful for self-defense in the city. At his current worth,


    he had to be prepared for the worst and know that someone might be targeting him.